Cloud Mining Contract vs. HODL
Feed the numbers of a contract and see whether the same money bought and simply held would have come out ahead over the same term.
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The simplest test of any mining purchase: would the same money have done better just buying and holding the coin? Prefilled from the mining calculator when you arrive via "Test this against HODL".
Advanced assumptions
Results recalculate as you type.
compare the paths…
The uncomfortable default
Mining revenue is paid in the coin, so a contract is really a leveraged position on the coin price with fees attached. If the coin rises, HODL gains linearly and so does the mined coin - but the contract has already spent fees, and the hardware it rents is not yours to sell. Most of the time, the honest answer is: buying the coin wins unless you can beat the market's difficulty forecast. That is worth knowing before paying.
Questions about the comparison
When does HODL win?
Whenever price appreciation of the coins you could have bought with the same money beats mining revenue. Mining pays in the coin, so you carry both the price risk and the operating cost - HODL carries only the price.
Is this the same as the mining calculator?
It is the second half of it: the calculator produces contract revenue, this page prices the alternative. Arriving from the calculator prefills your numbers.
Which costs count?
Contract price, upkeep and an assumed price move at the end of the term. You own no hardware in either path, so there is no resale value.